Savings

Base Share Savings

Opening a Base Share Savings account establishes your membership with the credit union, grants you the ability to cast a vote at our annual meeting, and makes you a part owner of the institution.

As the name implies, the Base Share account holds your share in the credit union – a $5.00 deposit which gives you access to all the benefits of membership at Campco FCU. This initial deposit is held in your account while it is open and will be returned to you if you ever choose to close your account.

After you establish your share, your Base Share account can be used for any purpose a savings account would normally be used for, like saving for a large purchase, building an emergency fund, or planning a trip.

Base Share types change depending on the age of the accountholder. Members age 13-54 have a standard Base Share Account, while members 12 and younger or 55 and older are given Base Shares under our Campco Kids and Double Nickel programs, outlined below.

Campco Kids

Everybody has to start somewhere, and at Campco FCU, we make it easy for our young members to take that first step on the road to financial success. With high dividend rates and no minimum balance, our Campco Kids accounts are a great way to teach your children good financial habits. 

  • For members 12 years old or younger

  • High dividend rate

  • Claim a prize from our Campco Kids treasure box for every $50.00 saved

Double Nickel

An account package that rewards you…because you’ve earned it. If you are 55 years or older, you qualify for our Double Nickel account. You’ll enjoy all the standard benefits of membership, plus some perks only available to seniors:

  • For members 55 years old or older

  • 3 free boxes of checks per year (when you also have a Campco FCU Checking Account)

  • 2 free money orders per day

  • 2 free cashier checks per day

  • Discounted Wire Transfer fees

  • High dividend rate

Club Savings

Campco’s Club Savings Accounts are designed to help you save for seasonal expenses while discouraging you from dipping into your savings early. You can add to your Club Savings accounts all year long, but funds can’t be withdrawn until the beginning of summer or the holiday season.

Summer Club

  • Deposit any time

  • All funds are made available via automatic transfer to the Base Share on May 1st

  • $10.00 penalty for early withdrawal

Christmas Club

  • Deposit any time

  • All funds are made available via automatic transfer to the Base Share on November 1st

  • $10.00 penalty for early withdrawal

Money Market

Campco FCU’s Money Market accounts give you the benefit of both high dividends and liquidity, so you always have access to your money when you need it. Tiered rates mean the more you save, the more you earn – without having to worry about being locked into a term.

A minimum of $1000.00 is required to open a Money Market account.